Q01 · AI & AgentsAssess◌ NewHorizon: 12-18 mo

Autonomous Coding Agents for Core Modernisation

Agents assisting large-scale legacy core banking code migration and testing.

Early pilots show strong results translating and testing well-documented COBOL/mainframe logic — still requires expert review for the riskiest transaction-critical paths.

Sequencing

Builds on Composable Core Banking

Autonomous Coding Agents across other industries

Agents that independently write, test and open pull requests against real codebases.

Engineering

From the Financial Services Emerging Technology & Innovation Radar, Edition 2026.1, published 2026-10-01.

An independent, industry-agnostic radar curated by Shailesh Kumar.